Appraisal

Are you curious about the value of your home? At Harbourtown Real Estate, we offer a free valuation service. One of our experienced real estate agents will visit your property to assess it and provide a detailed market value estimate.

In certain situations, an official appraisal may be required, such as when applying for a mortgage. However, in many cases, a more cost-effective alternative is a written statement of value, which may suffice for less formal purposes. It’s important to consult someone who understands the island’s housing market to ensure accuracy.

Why appraise

An appraisal or a statement of value is necessary in the following scenarios:

• Mortgage applications (for home purchase or construction)
• Private sales processed by a notary
• Filing objections with tax authorities
• Divorce or estate settlements
• Determining the value for building insurance

Taxatie / Appraisal

Market value vs. Purchase Price

When buying a home and applying for a mortgage, the property must be appraised, even if agreed on a purchase price with the seller. Why? Because the purchase price might not reflect the actual market value.

Homes can be bought below or above market value. You might get a great deal and pay less than comparable homes in the area, or you could end up overpaying. The appraisal ensures that the price aligns with the home’s market value. Usually, the appraised value and purchase price are similar, but remember—the final selling price is determined through negotiations between you and your real estate agent.

Appraisal vs. Valuation

The terms “appraisal” and “valuation” are often used interchangeably. Both involve estimating the market value of a property. However, an appraisal report tends to be more detailed, often including the rebuilding cost and foreclosure value of the property.

Overview acceptance banks

Accepted Appraisals

At Harbourtown Real Estate, our value statements are accepted by:

• Bonaire Notary Rispens
• Notary Office Kenneth F. Arends
• The Tax Office (Belastingdienst Caribisch Nederland)
• The OLB (Public Entity of Bonaire) for tax objections

However, not all banks on Bonaire accept every valuation report, so it’s important to confirm with your bank before proceeding.

Costs

We provide free valuations for your home or condo at Harbourtown Real Estate. If you need an official report for legal or formal purposes, we can provide a statement of value for $300 (excluding ABB).

Your specialist in Real Estate!

Our real estate agent on Bonaire is happy to help you find your dream home or perhaps the right piece of land on which you can build your own villa. But we are also happy to assist you with the sale or rental of your home. Since 1989, Harbourtown Real Estate has been the place to be to help you realize your housing needs.

Kaya Begonia 2 - Rincon

2 Kaya Begonia

Very spacious house under construction, located at the beginning of Rincon.

$449,000

7

7

335 m²

Details

Reduced in Price
Bara di Karta 100

100 Bara di Karta

Rancho San Minguel is a kunuku with eco-resort approval on a plot of over 141.500 sq.ft (1.

$625,000

6

4

314 m²

Details

New listing
Resort Bonaire F 0.9

5 Kaya Saturnus

Corner apartment with 1 bedroom and 1 bathroom at Resort Bonaire. This ground floor property boasts the largest terrace.

$225,000

1

1

77 m²

Details

Reduced in Price
Kaya Inglatera 5 - All Seasons

5 Kaya Inglatera

Well-maintained and spacious holiday resort with a manager's residence, located in the center of Kralendijk.

$2,550,000

13

823 m²

Details

New listing
Bloozz Resort apt 3019

37 EEG Boulevard

Opposite Bachelors Beach and near the many dive sites, windsurf and kitesurf locations is the new holiday resort Bloozz Resort Bon

$249,000

1

1

39 m²

Details

New listing
Cubana Resort 15

Kaminda Djabao

Detached corner house with a swimming pool, located in a small gated community, built on freehold land.

$379,000

2

1

118 m²

Details
EEG Boulevard 77

77 EEG Boulevard

This unique villa on EEG Boulevard 77 is not only perfect for private residence, but also extremely suitable for maybe your brand

$850,000

5

3

430 m²

Details
Vista Royal Village 90

Kaminda Lac

Plot of owned land at Vista Royal Village with a submitted building permit for a house with a swimming pool and a detached garage.

$168,800

Details