Would you like to know the value of your home and are you considering an appraisal? At Harbourtown Real Estate, you can come in for a free valuation. One of our real estate agents will visit you to look at the home or lot and provide an informed value.
In some cases, an official appraisal is needed. For example, for a mortgage application to the bank. But in many cases, instead of an appraisal, you can also opt for a less expensive written statement of value. For a good value statement, someone who has knowledge of the housing market on the island is a must.
Why appraise
An appraisal report or value statement is required for the following situations:
# for a mortgage when buying or building a home
# At private sale at notary
# Objecting to a decision of the tax authorities
# In a divorce or estate valuation
# For the value for building insurance
Difference between market value and price
If you have bought a house and are applying for a mortgage, the house must be appraised. There is an actual purchase and you have agreed on a price with the sellers. But why does the property still need to be appraised?
Homes, like other products, can be purchased too cheaply or too expensively. If you buy a home then, looking at comparable homes, you may have paid too much. You may have paid more than the market value. You may also have paid too little, which of course is very beneficial to you. Comparable homes are then sold for more money than the price you agreed with the sellers.
Thus, the price you agreed upon may differ from the market value. Fortunately, most homes are bought and sold for a market price. Therefore, the appraised market value usually corresponds (mostly) to the purchase price. Even when selling, this means that the valuation is not automatically the selling price; you as the owner determine that together with your real estate agent.
Difference between appraisal and valuation
An appraisal and valuation are basically the same. Both an appraisal and a valuation involve an estimate of market value. An appraisal report is more comprehensive, including rebuilding value and foreclosure value.
Harbourtown Real Estate’s statement of value is accepted by Bonaire Notary Rispens, Notary Public Kenneth F. Arends and the Tax Authority and the OLB (Public Entity of Bonaire) for filing objections.
Not all banks on Bonaire accept the official valuation reports of the various appraisal companies. So it is advisable to first find out who you are asking for an appraisal.
Costs
A valuation of your home or condo is free at Harbourtown Real Estate. But if your report is needed for official purposes, you can contact us for a statement of value. For this, the cost is $300 (excluding ABB).
Would you like a free valuation of your home with no obligation? Then fill in your details here:
Your specialist in Real Estate!
Our real estate agent on Bonaire is happy to help you find your dream home or perhaps the right piece of land on which you can build your own villa. But we are also happy to assist you with the sale or rental of your home. Since 1989, Harbourtown Real Estate has been the place to be to help you realize your housing needs.

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39 Kaya SaturnusThis modern 2-bedroom, 2-bathroom home built in 2013 is located in the popular Belnem neighborhood. The house has two floors.$395,00022118 m²
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28 Kaya TurkesaThis unique country house is located on Kaya Turkesa, nestled on the beautifully green-colored hill of Santa Barbara.$1,675,00063425 m²
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43 Kaya Monseigneur NiewindtFurnished bungalow with garage in a centrally located gated community with a swimming pool.$395,00032133 m²
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Vista Royal Village 52In the new residential area of Vista Royal Village, more than 100 homes will be constructed in three phases.$150,000
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Vista Royal Village 50In the new residential area of Vista Royal Village, there are over 100 freehold plots.$150,000
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Vista Royal Village 48Beautiful plot without significant elevation difference in the newly developing residential area of Vista Royal Village on the edg$150,000
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23 Crown VillasBeautiful villa with a swimming pool in the popular residential area of Sabadeco.$849,50032232 m²
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B-27 Bona BistaNew home with 3 bedrooms, 3 bathrooms, and a swimming pool, located in the popular Bona Bista neighborhood.$625,00033163 m²
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Kaya L.D. Gerharts 20, Kralendijk
Bonaire – Dutch Caribbean
Tel (Bonaire): +599 717 5539
Tel (Netherlands): +31 (0) 85 888 0508
Office hours: 8:30 a.m.-5:30 p.m.
Closed on: Saturday and Sunday